Wednesday, March 11, 2015

Insurance offers Alternatives

http://markets.financialcontent.com/salemcomm.kycr/news/read/29346305
Insurance offers Alternatives
It's fearful to think about what could happen to a person. What would happen if I got in a car wreck? What would happen if I got some medical diagnosis that could cost me tens of thousands of dollars to deal with? What if my children got in an accident? What if, (God forbid), I was suddenly taken from this earth before I had the time to build up enough money for them to live on? How would they survive?

The concept of insurance is really nothing new and it has been around for hundreds of years. I think the first big company in the world that really did the most with it was Lloyds of London who were around when England was a world naval superpower and they would guarantee the shipment of goods all over the world. Don't quote me on it, my history is a little bit vague on that point. That's just my memory working for me. It may go my back much further than that, but it really doesn't matter. The issue for us is insurance today.

By law that we have to have insurance for a couple of things: home, auto, and now (some people would say very unfortunately) medical insurance. Life insurance is something that is not a requirement of the law, but it does make good sense. In the latter years of my father's life he actually became an insurance salesman and he was talking with a good friend of his that he had known for many years. This man had never purchased life insurance before in his life and now he was approximately 60 years old. Because of his friendship with my father he decided that maybe he was right and that he should purchase insurance. Before he took a trip to a nearby town he promised that when he got back, he would buy a policy. On his way home he got in a car accident and died. If he had only purchased the insurance just before he had left on the trip, his family would've been taken care of. What happened to his family because of this case is a bit of a sad story. They are all still around and are working, but the family is very broken up and have struggled badly ever since his death.

Not many people have ever considered the thought of becoming an insurance sales person. The idea of going through all the licensing and training and all the regulations that they have to go through, is far too complicated of a task for most. Another good friend of mine who is an insurance salesman, a life insurance salesman to be exact, told me that of the 350 people that started in the company that he started with, he was the only one left as they had all moved on to other, easier businesses.

But in today's world it is possible to make a significant amount of income by referring people to Insurance companies that have gone through all those rules and regulations. When I say significant income I mean very significant income. These companies know the difficulty of maintaining and keeping these employees are they provided and created affiliate programs for those who refer their good friends and other businesses. There are actually several large corporations where all a person would have to do would be to approach them and see if they would put a link on their website that would refer people to these insurance companies. I was astonished at how much money the person who could make who managed to be the one to influence the business to get that link on their site.

Everybody has insurance on their mind because there are just so many stories on a daily basis that frighten people as to what to do. They know it's something that is proper, and worthwhile, but it's also somewhat of a pain in the butt to go through the process of dealing with insurance an insurance agent and get approved and fill out all the forms and paperwork and therefore they would rather spend their time doing something else instead of thinking negatively about the future.

This new program that I mentioned about before is one where they can fill out a short form, and with just one click, get approved without ever talking to an insurance salesperson. It didn't matter what kind of insurance they wanted, all they would have to do is fill out a very short form and they would get several quotes from all kinds of companies without ever having to talk to a sales person. I mean come on, who wants to talk to a sales person? Everybody knows it's going to be some high-pressure sales judo that magically hypnotizes you to whip out your credit card and the next thing you know you signed up for something that you may or not know is a good deal and was the best thing for you.

With just one click you can change your life and the lives of many people.


By law that we have to have insurance for a couple of things: home, auto, and now (some people would say very unfortunately) medical insurance. Not many people have ever considered the thought of becoming an insurance sales person. Another good friend of mine who is an insurance salesman, a life insurance salesman to be exact, told me that of the 350 people that started in the company that he started with, he was the only one left as they had all moved on to other, easier businesses.

There are actually several large corporations where all a person would have to do would be to approach them and see if they would put a link on their website that would refer people to these insurance companies. It didn't matter what kind of insurance they wanted, all they would have to do is fill out a very short form and they would get several quotes from all kinds of companies without ever having to talk to a sales person.

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